For Insurance & Underwriting

Aggregate safety intelligence for risk assessment

Underwriting and claims teams need location risk context at scale. CrimeLayer delivers batch enrichment, state aggregates, and ZIP-level lookup from a single transparent API.

Location risk research doesn't scale across a portfolio

Manually assessing neighborhood risk works for one address. It breaks down across thousands of policies.

Manual lookups are slow

Pulling area context one policy at a time can't keep pace with quoting volume or portfolio reviews.

Inconsistent sources

Different analysts use different data, so risk scores aren't comparable across regions or over time.

Enterprise data lock-in

Incumbent risk vendors require six-figure contracts and proprietary formats for what should be a clean API feed.

Enrich a whole
portfolio in one call

Send a batch of locations, get back a consistent safety score and grade for each — sourced from the same FBI UCR baseline nationwide.

01

Send your locations in batch

POST up to 100 city/state pairs per request. Loop for larger portfolios with simple pagination.

02

Get comparable scores back

Each location returns a normalized safety score, letter grade, and crime rate — apples-to-apples across your book.

03

Feed your risk models

Pipe the JSON into your underwriting workflow, scoring engine, or BI dashboards. Provenance metadata travels with every record.

enrich-portfolio.sh
1curl -X POST https://api.crimelayer.com/v1/safety/batch \
2  -H "X-API-Key: cl_live_..." \
3  -H "Content-Type: application/json" \
4  -d '{"queries":[
5    {"city":"San Diego","state":"CA"},
6    {"city":"Austin","state":"TX"}
7  ]}'
200 OK · 2 results
61ms
47
San Diego, CA · Austin, TX
Normalized scores & grades
Per-state ranking, FBI UCR baseline
Scale, consistency, and provenance

Batch up to 100 per call

Enrich quoting pipelines and portfolio reviews at scale. One request, one consistent scoring model, hundreds of locations.

100 locations / call

ZIP & state aggregates

Drill down to a ZIP code or roll up to a state average — match the granularity your risk model needs.

Comparable methodology

Every score uses the same documented per-state ranking, so risk is consistent across your entire book.

Provenance on every record

Data year, source, and coverage metadata accompany each result — ready for audit and model governance.

Clear regulatory boundaries

CrimeLayer provides aggregate neighborhood context, not consumer reports. Our Acceptable Use Policy explicitly excludes FCRA-regulated decisions — use it for portfolio risk intelligence, not individual adverse action.

Backed by transparent, public data sources:

Let's scope your portfolio

Enterprise plans include higher volume, batch limits, and an SLA. Tell us about your use case.